{"id":9878,"date":"2023-05-16T12:38:30","date_gmt":"2023-05-16T09:38:30","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=9878"},"modified":"2023-05-16T12:38:30","modified_gmt":"2023-05-16T09:38:30","slug":"merkez-bankasindan-kredi-kartiyla-avans-cekimi-icin-yeni-karar","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/merkez-bankasindan-kredi-kartiyla-avans-cekimi-icin-yeni-karar\/","title":{"rendered":"Merkez Bankas\u0131&#8217;ndan kredi kart\u0131yla avans \u00e7ekimi i\u00e7in yeni karar"},"content":{"rendered":"<p><strong>(The Turkish Post) &#8211;<\/strong> Kredi kartlar\u0131ndan nakit avans kullan\u0131m\u0131n\u0131n son d\u00f6nemde artmas\u0131 nedeniyle Merkez Bankas\u0131 yeni bir ad\u0131m att\u0131.<\/p>\n<p>Ki\u015fisel kredi kartlar\u0131ndan belirli limitin \u00fczerinde yap\u0131lan nakit avans \u00e7ekimi menkul k\u0131ymet tesisi uygulamas\u0131na tabi oldu. Ayn\u0131 karar kuyum harcamalar\u0131 i\u00e7in de ge\u00e7erli k\u0131l\u0131nd\u0131. Her iki ba\u015fl\u0131k i\u00e7in de y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesisine tabi olma \u015fart\u0131 getirildi.<\/p>\n<p>Talimat de\u011fi\u015fikli\u011fini i\u00e7eren yaz\u0131y\u0131 Merkez Bankas\u0131 d\u00fcn bankalara g\u00f6nderdi. Yaz\u0131da bireysel kredi kartlar\u0131yla nakit \u00e7ekimi ve kuyum harcamalar\u0131nda kredi t\u00fcr\u00fcne g\u00f6re y\u00fczde 30 menkul k\u0131ymet tesisi y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc getirildi\u011fi ifade edildi. Y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn ba\u015flang\u0131\u00e7 tarihi bug\u00fcn olarak bildirildi.<\/p>\n<p>Kredi kartlar\u0131 konusunda limitin 50 bin lira \u00fcst\u00fc oldu\u011fu belirtiliyor.<\/p>\n<p>Mevcutta azami y\u00fczde 1,36&#8217;ya kadar uygulanan nakit avans limitinin d\u00fczenleme sonras\u0131 daralaca\u011f\u0131 kaydediliyor.<\/p>\n<p>Kredi kart\u0131na nakit avans ya da taksitli nakit avans maliyetleri ayl\u0131k bazda y\u00fczde 1,36 faiz ile TL cinsi en d\u00fc\u015f\u00fck bor\u00e7lanmay\u0131 sa\u011flad\u0131\u011f\u0131 i\u00e7in se\u00e7im \u00f6ncesinde bireysel talebin en y\u00fcksek oldu\u011fu bor\u00e7lanma kanal\u0131 haline gelmi\u015fti.<\/p>\n<p><strong>KAPSAM GEN\u0130\u015eLED\u0130<\/strong><\/p>\n<p>Merkez Bankas\u0131 ayr\u0131ca, kredi b\u00fcy\u00fcmesine g\u00f6re menkul k\u0131ymet tesisi uygulamas\u0131n\u0131n kapsam\u0131 geni\u015fletilerek, di\u011fer ticari krediler ile t\u00fcketici kredilerini de bu kapsama dahil etti.<\/p>\n<p>Kredi t\u00fcrleri baz\u0131nda ayr\u0131 ayr\u0131 olmak \u00fczere bir \u00f6nceki hesaplama tarihine g\u00f6re b\u00fcy\u00fcme oranlar\u0131 y\u00fczde 3&#8217;\u00fcn \u00fczerinde ger\u00e7ekle\u015firse, bu oran\u0131 a\u015fan kredi tutar\u0131 kadar menkul k\u0131ymetin bir y\u0131l boyunca bloke olarak tesis edilmesi gerekecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) &#8211; Kredi kartlar\u0131ndan nakit avans kullan\u0131m\u0131n\u0131n son d\u00f6nemde artmas\u0131 nedeniyle Merkez Bankas\u0131 yeni bir ad\u0131m att\u0131. Ki\u015fisel kredi kartlar\u0131ndan belirli limitin \u00fczerinde yap\u0131lan nakit avans \u00e7ekimi menkul k\u0131ymet tesisi uygulamas\u0131na tabi oldu. Ayn\u0131 karar kuyum harcamalar\u0131 i\u00e7in de ge\u00e7erli k\u0131l\u0131nd\u0131. Her iki ba\u015fl\u0131k i\u00e7in de y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesisine tabi [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"NTV","source_url":"https:\/\/www.ntv.com.tr\/ntvpara\/merkez-bankasindan-kredi-kartiyla-avans-cekimi-icin-yeni-karar,dACnOWFIPkmDYCN9VfKrvg","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[2811,78,2812,1422],"class_list":["post-9878","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-kredi-karti","tag-merkez-bankasi","tag-nakit-avans","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/9878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=9878"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/9878\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/9885"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=9878"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=9878"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=9878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}