{"id":5790,"date":"2023-04-12T13:05:33","date_gmt":"2023-04-12T10:05:33","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=5790"},"modified":"2023-04-13T16:49:48","modified_gmt":"2023-04-13T13:49:48","slug":"bankalardan-70-bin-tlnin-ustu-krediye-izin-yok","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/bankalardan-70-bin-tlnin-ustu-krediye-izin-yok\/","title":{"rendered":"Bankalardan 70 bin TL\u2019nin \u00fcst\u00fc krediye izin yok"},"content":{"rendered":"<p><strong>(The Turkish Post) &#8211;<\/strong> Tahvil zorunlulu\u011fu, TL d\u00f6n\u00fc\u015f\u00fcm oran\u0131 hedefi, yabanc\u0131 para zorunlu kar\u015f\u0131l\u0131k art\u0131\u015flar\u0131n\u0131n \u00fczerine se\u00e7im belirsizli\u011fi ile kar\u015f\u0131 kar\u015f\u0131ya olan bankac\u0131l\u0131k sekt\u00f6r\u00fc ihtiya\u00e7 kredilerinde 70 bin liran\u0131n \u00fczerinde kredi vermemeye ba\u015flad\u0131. KOB\u0130 kredileri de belirsizlik nedeniyle sekteye u\u011frad\u0131.<\/p>\n<p>Ekonomim gazetesinden \u015eebnem Turhan&#8217;\u0131n haberine g\u00f6re; bankac\u0131l\u0131k sekt\u00f6r\u00fc kaynaklar\u0131 ihtiya\u00e7 kredisinde reg\u00fclasyonlardan muaf olan 70 bin liran\u0131n \u00fczerine asla \u00e7\u0131k\u0131lmad\u0131\u011f\u0131n\u0131, ticari kredilerin kesilmesinin yan\u0131 s\u0131ra yine reg\u00fclasyondan muaf olan KOB\u0130 kredilerinde bile yava\u015flamaya gittiklerini vurgulad\u0131. Hem kamu hem yerli hem de yabanc\u0131 bankalarda \u015fu anda isteseniz de 70 bin liran\u0131n \u00fczeri ihtiya\u00e7 kredisi alman\u0131z m\u00fcmk\u00fcn g\u00f6r\u00fcnm\u00fcyor.<\/p>\n<p>Merkez Bankas\u0131 ge\u00e7en cuma g\u00fcn\u00fc TL mevduat oran\u0131nda tahsis tesis y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc oran\u0131n\u0131 y\u00fczde 60\u2019a y\u00fckseltmi\u015f, TL mevduat d\u00f6n\u00fc\u015f\u00fcm oran\u0131 hedeflemesini geri getirmi\u015fti. Bunun yan\u0131 s\u0131ra ihtiya\u00e7 ve ticari kredi faizinde \u00fcst limitin a\u015f\u0131lmas\u0131 durumundaki menkul k\u0131ymet tesis y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc oran\u0131n\u0131 y\u00fczde 150&#8217;ye \u00e7\u0131kard\u0131 ve TL mevduat oran\u0131 y\u00fczde 60&#8217;\u0131n alt\u0131nda kalan bankalara da yabanc\u0131 para mevduat oran\u0131 i\u00e7in zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 5 puan art\u0131rd\u0131. Bu de\u011fi\u015fiklik \u00f6ncesinde de bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kredi arz\u0131 olduk\u00e7a d\u00fc\u015f\u00fck seyrediyordu.<\/p>\n<p>Uygulanan tedbirler ve menkul k\u0131ymet al\u0131m zorunluluklar\u0131 bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ilk \u00e7eyrekte \u00f6zellikle taksitli ticari krediler konusunda i\u015ftahs\u0131z davrand\u0131\u011f\u0131n\u0131 ortaya koydu. Ancak cuma g\u00fcnk\u00fc de\u011fi\u015fiklik sonras\u0131 bu i\u015ftahs\u0131zl\u0131k genele yay\u0131ld\u0131. Bir kamu bankas\u0131 kayna\u011f\u0131 cuma g\u00fcn\u00fc ya\u015fanan Merkez Bankas\u0131 de\u011fi\u015fiklikleri sonras\u0131nda yaz\u0131l\u0131 olarak ihtiya\u00e7 kredilerinde 70 bin s\u0131n\u0131r\u0131n\u0131n konut kredilerinde ise 250 bin s\u0131n\u0131r\u0131n\u0131n a\u015f\u0131lmamas\u0131 y\u00f6n\u00fcnde talimat geldi\u011fini dile getirdi. Kamu bankalar\u0131 bu konuda yaln\u0131z de\u011fil. \u00dc\u00e7 ayr\u0131 yerli \u00f6zel ve yabanc\u0131 banka kaynaklar\u0131 da 70 bin lira s\u0131n\u0131r\u0131n\u0131n ihtiya\u00e7 kredisinde a\u015f\u0131lmamaya \u00e7al\u0131\u015f\u0131ld\u0131\u011f\u0131n\u0131 do\u011frulad\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) &#8211; Tahvil zorunlulu\u011fu, TL d\u00f6n\u00fc\u015f\u00fcm oran\u0131 hedefi, yabanc\u0131 para zorunlu kar\u015f\u0131l\u0131k art\u0131\u015flar\u0131n\u0131n \u00fczerine se\u00e7im belirsizli\u011fi ile kar\u015f\u0131 kar\u015f\u0131ya olan bankac\u0131l\u0131k sekt\u00f6r\u00fc ihtiya\u00e7 kredilerinde 70 bin liran\u0131n \u00fczerinde kredi vermemeye ba\u015flad\u0131. KOB\u0130 kredileri de belirsizlik nedeniyle sekteye u\u011frad\u0131. Ekonomim gazetesinden \u015eebnem Turhan&#8217;\u0131n haberine g\u00f6re; bankac\u0131l\u0131k sekt\u00f6r\u00fc kaynaklar\u0131 ihtiya\u00e7 kredisinde reg\u00fclasyonlardan muaf olan 70 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5791,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"Independent","source_url":"https:\/\/www.indyturk.com\/node\/623456\/ekonomi%CC%87\/bankalardan-70-bin-tl%E2%80%99nin-%C3%BCst%C3%BC-krediye-izin-yok","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[1336,1333,756,1337,1334,1422,1335,315],"class_list":["post-5790","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-70-bin-tl","tag-baka","tag-banka","tag-ihtiyac-kredisi","tag-kredi","tag-slider-manset","tag-tahvil-zorunlulugu","tag-ust-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/5790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=5790"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/5790\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/5791"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=5790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=5790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=5790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}