{"id":53765,"date":"2024-01-09T09:33:46","date_gmt":"2024-01-09T06:33:46","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=53765"},"modified":"2024-01-09T09:33:46","modified_gmt":"2024-01-09T06:33:46","slug":"vatandas-karta-yuklendi-kredi-karti-borcu-2023te-rekor-kirdi","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/vatandas-karta-yuklendi-kredi-karti-borcu-2023te-rekor-kirdi\/","title":{"rendered":"Vatanda\u015f karta y\u00fcklendi! Kredi kart\u0131 borcu 2023’te rekor k\u0131rd\u0131"},"content":{"rendered":"

(The Turkish Post) \u2013<\/strong> Artan enflasyon ve artan hayat pahal\u0131l\u0131\u011f\u0131 nedeniyle vatanda\u015flar \u00e7areyi kredi kart\u0131 kullan\u0131m\u0131nda buldu. Se\u00e7im sonras\u0131 yeni ekonomi y\u00f6netimi para politikas\u0131n\u0131 s\u0131k\u0131la\u015ft\u0131rd\u0131. Y\u00fcksek faiz ve baz\u0131 s\u0131k\u0131la\u015fma ad\u0131mlar\u0131yla birlikte kredi kullan\u0131m\u0131 azalsa da azalan kredilerin yerini kredi kartlar\u0131 ald\u0131. BDDK verilerine g\u00f6re, 2022 y\u0131l\u0131nda 446 milyar lira olan toplam kredi kart\u0131 borcu miktar\u0131, 2023 sonunda 2,5 kat artarak 1,1 trilyon liray\u0131 a\u015farak 2023 y\u0131l\u0131nda rekor seviyeye y\u00fckseldi.<\/p>\n

Kart bor\u00e7lar\u0131ndaki art\u0131\u015fa kar\u015f\u0131n ihtiya\u00e7 kredilerindeki azalma dikkat \u00e7ekti. Bu d\u00f6nemde t\u00fcketici kredileri y\u00fczde 12 darald\u0131.<\/p>\n

BDDK’n\u0131n 2023 y\u0131l\u0131 verilerinde ta\u015f\u0131t kredilerinde geni\u015fleme g\u00f6ze \u00e7arp\u0131yor. Ta\u015f\u0131t kredileri 2023’te y\u00fczde 93 artt\u0131. Ayn\u0131 y\u0131l konut kredileri ise adeta durma noktas\u0131na geldi. Y\u0131l genelinde konut kredileri yaln\u0131zca y\u00fczde 22 b\u00fcy\u00fcd\u00fc. Enflasyondan ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda bu oran y\u00fczde 26’l\u0131k daralma anlam\u0131na geliyor.<\/p>\n

2023’te bireysel kredilerin ve kartlar\u0131n bor\u00e7 toplam\u0131 2,7 trilyon liraya ula\u015ft\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

(The Turkish Post) \u2013 Artan enflasyon ve artan hayat pahal\u0131l\u0131\u011f\u0131 nedeniyle vatanda\u015flar \u00e7areyi kredi kart\u0131 kullan\u0131m\u0131nda buldu. Se\u00e7im sonras\u0131 yeni ekonomi y\u00f6netimi para politikas\u0131n\u0131 s\u0131k\u0131la\u015ft\u0131rd\u0131. Y\u00fcksek faiz ve baz\u0131 s\u0131k\u0131la\u015fma ad\u0131mlar\u0131yla birlikte kredi kullan\u0131m\u0131 azalsa da azalan kredilerin yerini kredi kartlar\u0131 ald\u0131. BDDK verilerine g\u00f6re, 2022 y\u0131l\u0131nda 446 milyar lira olan toplam kredi kart\u0131 borcu […]<\/p>\n","protected":false},"author":5,"featured_media":53766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"Karar","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[773,2811,167,1422],"class_list":["post-53765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-borc","tag-kredi-karti","tag-rekor","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/53765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=53765"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/53765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/53766"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=53765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=53765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=53765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}