{"id":45549,"date":"2023-12-08T08:30:09","date_gmt":"2023-12-08T05:30:09","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=45549"},"modified":"2023-12-08T08:30:09","modified_gmt":"2023-12-08T05:30:09","slug":"mevduat-faizleri-yuzde-49u-asti-bankalar-yarisa-girdi","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/mevduat-faizleri-yuzde-49u-asti-bankalar-yarisa-girdi\/","title":{"rendered":"Mevduat faizleri y\u00fczde 49\u2019u a\u015ft\u0131, bankalar yar\u0131\u015fa girdi"},"content":{"rendered":"<p><strong>(The Turkish Post) \u2013<\/strong> Merkez Bankas\u0131\u2019n\u0131n (TCMB) y\u00fcksek faiz politikas\u0131 sonucu y\u00fckselen TL mevduat faizleri tasarruf sahiplerinin radar\u0131na girerken, bankalar aras\u0131ndaki rekabet de b\u00fcy\u00fcyor.<\/p>\n<p>TCMB\u2019nin bankalar\u0131 Kur Korumal\u0131 Mevduat (KKM) hacimlerini azalt\u0131p standart TL mevduata ge\u00e7i\u015fe zorlayan d\u00fczenlemeleri, TL mevduat faizlerindeki y\u00fckseli\u015fte etkili oluyor. TCMB\u2019den beklenen yeni \u00f6nlemler ve bilan\u00e7o makyajlama ad\u0131mlar\u0131yla, mevduat getirilerindeki y\u00fckseli\u015fin y\u0131l sonuna kadar devam etmesi bekleniyor. TCMB verilerine g\u00f6re y\u0131lba\u015f\u0131nda y\u00fczde 15,5 civar\u0131nda olan \u00fc\u00e7 ay vadeli TL mevduat\u0131n ortalama faizi 1 Aral\u0131k haftas\u0131 itibar\u0131yla y\u00fczde 49,33 ile Kas\u0131m 2002 sonras\u0131ndaki 21 y\u0131l\u0131n zirvesine y\u00fckseldi. \u00d6nceki haftaya g\u00f6re ortalama mevduat faizindeki y\u00fckseli\u015f 3,26 puan oldu. Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde TL mevduat faizinde ortalaman\u0131n y\u00fczde 49\u2019u a\u015fmas\u0131; getiri yar\u0131\u015f\u0131n\u0131n h\u0131zland\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bankac\u0131l\u0131k kaynaklar\u0131ndan al\u0131nan bilgiye g\u00f6re, \u00f6zellikle 10 milyon TL ve \u00fcst\u00fc gibi y\u00fcksek mebla\u011flarda y\u00fczde 50\u2019yi a\u015fan faizler teklif ediliyor.<\/p>\n<p><strong>GET\u0130R\u0130 YARI\u015eI KIZI\u015eIYOR<\/strong><\/p>\n<p>Yat\u0131r\u0131mc\u0131, 1 milyon TL\u2019lik tasarrufunu 92 g\u00fcn vadede y\u00fczde 47 faizle standart TL mevduata yat\u0131rd\u0131\u011f\u0131nda br\u00fct getirisi 118 bin 465 TL oluyor. Vade sonunda elde edilen bu tutarda y\u00fczde 5 stopaja denk gelen 5 bin 923 TL \u00e7\u0131kar\u0131ld\u0131\u011f\u0131nda tasarruf sahibini 3 ayl\u0131k vade sonunda elde etti\u011fi net getiri 112 bin 542 TL oluyor. Bu da ayl\u0131k 37 bin 514 TL\u2019lik faiz kazanc\u0131 anlam\u0131na geliyor. 10 milyon TL\u2019ye verilen 32 vadeli y\u00fczde 50 faizin ise br\u00fct getirisi 438 bin 356 TL olurken, y\u00fczde 5 stopaj d\u00fc\u015f\u00fcld\u00fc\u011f\u00fcnde net getiri 416 bin 438 TL olarak hesaplan\u0131yor.<\/p>\n<p><strong>Ek getiri ile KKM\u2019de tutuyorlar<\/strong><\/p>\n<p>Merkez Bankas\u0131 ge\u00e7en hafta d\u00f6viz d\u00f6n\u00fc\u015fl\u00fc KKM\u2019de de faiz \u00fcst s\u0131n\u0131r\u0131n\u0131 kald\u0131rd\u0131 ancak politika faizinin y\u00fczde 85\u2019inden az olamayaca\u011f\u0131n\u0131 duyurdu. B\u00f6ylece d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc KKM faizi de y\u00fczde 34\u2019te kalacak. Bankac\u0131l\u0131k kayna\u011f\u0131ndan al\u0131nan bilgiye g\u00f6re d\u00f6viz d\u00f6n\u00fc\u015fl\u00fc KKM\u2019de yo\u011fun bir d\u00f6vize ge\u00e7i\u015f talebi var. Bankalar bunu \u00f6nlemek i\u00e7in ek getiri sunmaya devam ediyor. D\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc KKM\u2019de faiz y\u00fczde 34\u2019te s\u0131n\u0131rland\u0131 ancak, y\u00fczde 34\u2019e ilave y\u00fczde 3 ek getiriler teklif ediliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) \u2013 Merkez Bankas\u0131\u2019n\u0131n (TCMB) y\u00fcksek faiz politikas\u0131 sonucu y\u00fckselen TL mevduat faizleri tasarruf sahiplerinin radar\u0131na girerken, bankalar aras\u0131ndaki rekabet de b\u00fcy\u00fcyor. TCMB\u2019nin bankalar\u0131 Kur Korumal\u0131 Mevduat (KKM) hacimlerini azalt\u0131p standart TL mevduata ge\u00e7i\u015fe zorlayan d\u00fczenlemeleri, TL mevduat faizlerindeki y\u00fckseli\u015fte etkili oluyor. TCMB\u2019den beklenen yeni \u00f6nlemler ve bilan\u00e7o makyajlama ad\u0131mlar\u0131yla, mevduat getirilerindeki y\u00fckseli\u015fin [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":45550,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"S\u00f6zc\u00fc","source_url":"https:\/\/www.sozcu.com.tr\/bankalar-mevduat-yarisina-girdi-p6255","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":"2"},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[756,1003,78,1422],"class_list":["post-45549","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-banka","tag-faiz","tag-merkez-bankasi","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/45549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=45549"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/45549\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/45550"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=45549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=45549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=45549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}