{"id":39458,"date":"2023-11-08T15:14:31","date_gmt":"2023-11-08T12:14:31","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=39458"},"modified":"2023-11-08T15:14:31","modified_gmt":"2023-11-08T12:14:31","slug":"yilin-ilk-9-ayinda-bankalarin-kari-vatandasin-borcu-artti","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/yilin-ilk-9-ayinda-bankalarin-kari-vatandasin-borcu-artti\/","title":{"rendered":"Y\u0131l\u0131n ilk 9 ay\u0131nda bankalar\u0131n k\u00e2r\u0131, vatanda\u015f\u0131n borcu artt\u0131"},"content":{"rendered":"<p><strong>(The Turkish Post) \u2013 <\/strong>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK) verilerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ocak-eyl\u00fcl d\u00f6nemi net k\u00e2r\u0131 ge\u00e7en y\u0131l ayn\u0131 d\u00f6neme g\u00f6re y\u00fczde 53,5 art\u0131\u015fla 439,7 milyar lira oldu. Ayn\u0131 d\u00f6nemde enflasyon y\u00fczde 49,86 olarak kaydedilmi\u015fti. B\u00f6ylece bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn k\u00e2r\u0131 T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 resmi enflasyonun da \u00fczerinde ger\u00e7ekle\u015fti.<\/p>\n<p>Garanti BBVA\u2019n\u0131n net k\u00e2r\u0131 y\u0131l\u0131n ilk 9 ay\u0131nda ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 48,7 artarak 57,6 milyar liraya ula\u015ft\u0131. Yap\u0131 Kredi Bankas\u0131, 2023 y\u0131l\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde piyasa beklentisi olan 17,8 milyar TL\u2019in olduk\u00e7a \u00fczerinde 24,6 milyar TL net d\u00f6nem k\u00e2r\u0131 elde etti. Bankan\u0131n 9 ayl\u0131k toplam k\u00e2r\u0131 48,7 milyar TL oldu. QNB Finansbank da 24 milyar 639 TL k\u00e2r a\u00e7\u0131klad\u0131.<\/p>\n<p><strong>T\u00dcKET\u0130C\u0130 BOR\u00c7ALRI DA ENFLASYON \u00dcZER\u0130NDE<\/strong><\/p>\n<p>S\u00f6z konusu d\u00f6nemde t\u00fcketicilerin bor\u00e7lar\u0131 da enflasyonun \u00fczerinde artt\u0131. Ocak-Eyl\u00fcl d\u00f6neminde ihtiya\u00e7 kredisi borcu ge\u00e7en senenin ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 58,38 artarak 916,1 milyar TL\u2019ye ula\u015ft\u0131. Y\u00fckselen faiz oranlar\u0131na ra\u011fmen kredi kart\u0131 bor\u00e7luluk oran\u0131 ge\u00e7en y\u0131la g\u00f6re y\u00fczde 180 artt\u0131. Ge\u00e7en sene eyl\u00fclde 348,2 milyar TL seviyesinde olan kart bor\u00e7lar\u0131 bu y\u0131l 975,8 milyar TL\u2019ye ula\u015ft\u0131.<\/p>\n<p><strong>\u0130CRALIK KRED\u0130 80 M\u0130LYAR TL<\/strong><\/p>\n<p>BirG\u00fcn\u2019de yer alan habere g\u00f6re, derinle\u015fen ekonomik kriz nedeniyle yurtta\u015flar\u0131n bankalara olan borcunun katlanarak art\u0131\u011f\u0131na i\u015faret eden CHP Manisa Milletvekili Bekir Ba\u015fevirgen, yurtta\u015flar\u0131n kredi kart\u0131 ve bireysel kredi bor\u00e7lar\u0131n\u0131n ilk kez 2,5 trilyon lira s\u0131n\u0131r\u0131n\u0131 a\u015ft\u0131\u011f\u0131n\u0131 ve bu bor\u00e7lar nedeniyle bankalara bu y\u0131l\u0131n ilk dokuz ay\u0131nda \u00f6denen faizin 240 milyar liran\u0131n \u00fczerine \u00e7\u0131kt\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>Bireysel kredi faizlerinin y\u00fczde 60\u2019lara kadar ula\u015fmas\u0131na ra\u011fmen yurtta\u015flar\u0131n bor\u00e7lanmaya devam etti\u011fine dikkat \u00e7eken CHP\u2019li Ba\u015fevirgen, \u201cEnflasyondaki art\u0131\u015f vatanda\u015f\u0131 bor\u00e7 bata\u011f\u0131na s\u00fcr\u00fckl\u00fcyor. Bankalar\u0131n zaman\u0131nda tahsil edilemedi\u011fi i\u00e7in icra takibine ald\u0131klar\u0131 vatanda\u015flardan olan alacaklar\u0131 ise y\u0131lba\u015f\u0131ndan bu yana 11,7 milyar liral\u0131k art\u0131\u015fla 42 milyar liraya \u00e7\u0131kt\u0131. Varl\u0131k y\u00f6netim \u015firketlerinin kontrol\u00fcnde ise 36,6 milyar liral\u0131k bir bat\u0131k t\u00fcketici kredisi alaca\u011f\u0131 bulunuyor. Dolay\u0131s\u0131yla vatanda\u015flar\u0131n faizleri ve icra masraflar\u0131 hari\u00e7 80 milyar liraya yak\u0131n icral\u0131k kredi borcu bulunuyor\u201d ifadelerini kulland\u0131.<\/p>\n<p>Bankalar\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek k\u00e2rlar\u0131<\/p>\n<p>Garanti Bankas\u0131: 57,57 milyar TL<\/p>\n<p>\u0130\u015f Bankas\u0131:52 milyar TL<\/p>\n<p>Akbank: 51,46 milyar TL<\/p>\n<p>Yap\u0131 Kredi Bankas\u0131: 48,70 milyar TL<\/p>\n<p>QNB Finansbank: 24,63 milyar TL<\/p>\n<p>\u015eekerbank: 1,52 milyar TL<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) \u2013 Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK) verilerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ocak-eyl\u00fcl d\u00f6nemi net k\u00e2r\u0131 ge\u00e7en y\u0131l ayn\u0131 d\u00f6neme g\u00f6re y\u00fczde 53,5 art\u0131\u015fla 439,7 milyar lira oldu. Ayn\u0131 d\u00f6nemde enflasyon y\u00fczde 49,86 olarak kaydedilmi\u015fti. B\u00f6ylece bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn k\u00e2r\u0131 T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 resmi enflasyonun da \u00fczerinde ger\u00e7ekle\u015fti. Garanti BBVA\u2019n\u0131n net k\u00e2r\u0131 y\u0131l\u0131n ilk 9 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":22586,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[756,773,2413,1422],"class_list":["post-39458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-banka","tag-borc","tag-kar","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/39458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=39458"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/39458\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/22586"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=39458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=39458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=39458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}