{"id":34361,"date":"2023-10-24T21:02:08","date_gmt":"2023-10-24T18:02:08","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=34361"},"modified":"2023-10-27T16:21:44","modified_gmt":"2023-10-27T13:21:44","slug":"tolga-yavas-yazdi-halki-borc-batagindan-kim-kurtaracak","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/tolga-yavas-yazdi-halki-borc-batagindan-kim-kurtaracak\/","title":{"rendered":"Tolga Yava\u015f yazd\u0131&#8230; Halk\u0131 bor\u00e7 bata\u011f\u0131ndan kim kurtaracak?"},"content":{"rendered":"<p><strong>(The Turkish Post) \u2013 TOLGA YAVA\u015e<\/strong><\/p>\n<p>Enflasyon, \u00fclkedeki ekonomik dengesizlik nedeniyle son iki y\u0131lda korkun\u00e7 bir bi\u00e7imde artt\u0131. Hayati ihtiya\u00e7 maddelerinin fiyatlar\u0131 \u00fc\u00e7e, d\u00f6rde katland\u0131. Halk\u0131n gelirleri ise ayn\u0131 oranda artmad\u0131. Gelirleri giderlerine yetmeyen halk giderek daha fazla bor\u00e7 bata\u011f\u0131na saplan\u0131yor.<\/p>\n<p>Ev kiras\u0131, mutfak masraflar\u0131, elektrik su ve do\u011falgaz gibi zorunlu giderler, \u00e7ocuklar\u0131n okul masraflar\u0131 derken dar gelirli ailelerin beli her ge\u00e7en g\u00fcn biraz daha b\u00fck\u00fcl\u00fcyor. Kazand\u0131klar\u0131, harcad\u0131klar\u0131n\u0131 kar\u015f\u0131lamay\u0131nca, birikimi olmayan yurtta\u015flar, bankalara ba\u015fvuruyor.<\/p>\n<p><strong>HALK BATAKTA BANKALAR K\u00c2RDA<\/strong><\/p>\n<p>\u0130htiya\u00e7, ta\u015f\u0131t ve konut gibi t\u00fcketici kredileri bask\u0131lan\u0131yor. Gecikme faizlerinin y\u00fckselmesi, nakit avans limitinin a\u015fa\u011f\u0131 \u00e7ekilmesine ra\u011fmen kredi kart\u0131 harcamalar\u0131 yoluyla bor\u00e7lanma h\u0131zla b\u00fcy\u00fcyerek eyl\u00fcl sonu itibar\u0131yla 1 trilyon liraya yakla\u015ft\u0131. Kredi kart\u0131 bor\u00e7lar\u0131nda art\u0131\u015f y\u00fczde 100&#8217;\u00fc \u00e7oktan ge\u00e7ti. T\u00fcketici kredileri ile bireysel kredi kart\u0131 toplam\u0131ndan olu\u015fan bireysel bor\u00e7 bakiyesi 29 Eyl\u00fcl itibar\u0131yla 2 trilyon 414,1 milyar liraya ula\u015ft\u0131. Bankalar\u0131n ise kar\u0131 300 milyar liray\u0131 a\u015ft\u0131.<\/p>\n<p><strong>22 M\u0130LYON \u0130CRA DOSYASI<\/strong><\/p>\n<p>1 Ocak- 1 Eyl\u00fcl 2023 tarihleri aras\u0131nda icra dairelerine gelen yeni dosya say\u0131s\u0131n\u0131n ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 58,9 artm\u0131\u015f. 9 milyon 307 bin yeni icra dosyas\u0131 var. UYAP \u00fczerinden a\u00e7\u0131lan ve icra dairelerinde derdest bulunan dosya say\u0131s\u0131 21 milyon 708 bin.<\/p>\n<p><strong>\u0130NSANLAR \u0130NT\u0130HARIN E\u015e\u0130\u011e\u0130NDE<\/strong><\/p>\n<p>S\u00fcrekli y\u00fcksek faizli bor\u00e7 \u00f6deyen insanlar\u0131n hayat kalitesi d\u00fc\u015f\u00fcyor. Be\u015f, alt\u0131 bankada hesab\u0131 bulunan vatanda\u015flar, nakit avanslar\u0131n\u0131 ya da esnek limitlerini hesaplar\u0131 aras\u0131nda aktararak o ay\u0131 kurtarmaya \u00e7al\u0131\u015f\u0131yor. Bor\u00e7lar kabar\u0131nca art\u0131k hesaplar aras\u0131ndaki aktarma da \u00e7\u00f6z\u00fcm olmay\u0131p, t\u0131kan\u0131yor.<\/p>\n<p>Kredi kart\u0131 limitleri ve bor\u00e7la ge\u00e7inmeye \u00e7al\u0131\u015fanlar, bir noktadan sonra \u00e7\u0131k\u0131\u015f bulamay\u0131nca aile huzuru bozuluyor. Bo\u015fanmalara, aile i\u00e7i kavgalara da neden olan bu durum, toplumda cinnet hali ya\u015fayanlar\u0131n say\u0131s\u0131n\u0131 art\u0131r\u0131yor. Bor\u00e7 i\u00e7inde y\u00fczen vatanda\u015flar\u0131n psikolojisi alt\u00fcst durumda. Bu durum, toplumda intihar ve \u015fiddete meyli de yayg\u0131nla\u015ft\u0131rd\u0131.<\/p>\n<p>Bor\u00e7lar, icralar, aile i\u00e7i huzursuzluklarla \u00e7\u0131kmaza giren T\u00fcrkiye toplumunu kurtaracak bir form\u00fcl ise k\u0131sa vadede ufukta g\u00f6r\u00fcnm\u00fcyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) \u2013 TOLGA YAVA\u015e Enflasyon, \u00fclkedeki ekonomik dengesizlik nedeniyle son iki y\u0131lda korkun\u00e7 bir bi\u00e7imde artt\u0131. Hayati ihtiya\u00e7 maddelerinin fiyatlar\u0131 \u00fc\u00e7e, d\u00f6rde katland\u0131. Halk\u0131n gelirleri ise ayn\u0131 oranda artmad\u0131. Gelirleri giderlerine yetmeyen halk giderek daha fazla bor\u00e7 bata\u011f\u0131na saplan\u0131yor. Ev kiras\u0131, mutfak masraflar\u0131, elektrik su ve do\u011falgaz gibi zorunlu giderler, \u00e7ocuklar\u0131n okul masraflar\u0131 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":34363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"3904","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[3904,1],"tags":[773,8609,2811,1422],"class_list":["post-34361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haber-yorum","category-son-haberler","tag-borc","tag-halk","tag-kredi-karti","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/34361","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=34361"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/34361\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/34363"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=34361"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=34361"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=34361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}