{"id":33368,"date":"2023-10-18T12:30:52","date_gmt":"2023-10-18T09:30:52","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=33368"},"modified":"2023-10-18T12:30:52","modified_gmt":"2023-10-18T09:30:52","slug":"bankalardan-yeni-kredi-karti-karari-komisyon-oraninda-rekor-artis","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/bankalardan-yeni-kredi-karti-karari-komisyon-oraninda-rekor-artis\/","title":{"rendered":"Bankalardan yeni ‘kredi kart\u0131’ karar\u0131: Komisyon oran\u0131nda rekor art\u0131\u015f"},"content":{"rendered":"

(The Turkish Post) –<\/strong> Bankalar\u0131n i\u015fletmelere uzun s\u00fcredir uygulamakta oldu\u011fu 0.49-0.79 aral\u0131\u011f\u0131ndaki kredi kart\u0131 komisyonlar\u0131 ge\u00e7ti\u011fimiz hafta itibar\u0131yla y\u00fczde 3.5\u2019e \u00e7\u0131kar\u0131ld\u0131.<\/p>\n

Cumhuriyet Gazetesi’nden Ali Can Polat’\u0131n haberine g\u00f6re; al\u0131nan karar\u0131n uygulama talimat\u0131 bu hafta itibar\u0131yla bir\u00e7ok i\u015fletmeye aktar\u0131l\u0131rken, bankalar ile olan anla\u015fmalarda rekor iptal talebi ya\u015fan\u0131yor. Yeni komisyon oran\u0131 ile kazan\u00e7lar\u0131nda b\u00fcy\u00fck bir kesintiye gidilece\u011fini belirten i\u015fletme sahipleri, s\u00f6z konusu de\u011fi\u015fikliklerin ard\u0131ndan ya \u00fcr\u00fcn, mal ve hizmet bedellerine zam yapma yolunu tercih ediyor ya da kredi kart\u0131 ile al\u0131\u015fveri\u015f se\u00e7ene\u011fine son veriyor.<\/p>\n

‘KAYIT DI\u015eI EKONOM\u0130’ UYARISI<\/strong><\/p>\n

Bir\u00e7ok i\u015fletme, bankalar taraf\u0131ndan kesilen y\u00fcksek komisyon oranlar\u0131 nedeniyle i\u015fyerlerine havale\/EFT ile al\u0131\u015fveri\u015f yap\u0131lmas\u0131n\u0131 kolayla\u015ft\u0131rmak ad\u0131na IBAN adreslerinin karekodunu yap\u0131\u015ft\u0131r\u0131yor. Bu \u015fekilde m\u00fc\u015fteriler, para transferi ile al\u0131nan \u00fcr\u00fcn\u00fcn ve hizmetin bedelini i\u015fyerine aktar\u0131rken, banka s\u00f6z konusu ticaretten bir komisyon alam\u0131yor.<\/p>\n

Uzmanlar, s\u00f6z konusu hamlenin ‘kay\u0131t d\u0131\u015f\u0131 ekonomi’ oldu\u011fu uyar\u0131s\u0131nda bulunurken, s\u00f6z konusu kazanc\u0131n vergiye yans\u0131t\u0131lmama tehlikesi nedeniyle i\u015fyerlerinin y\u00fckl\u00fc cezalarla kar\u015f\u0131 kar\u015f\u0131ya kalabilece\u011fi uyar\u0131s\u0131nda bulundu.<\/p>\n

KMH VE NAK\u0130T AVANS \u0130\u00c7\u0130N AYLIK FA\u0130Z Y\u00dcZDE 4.47 OLACAK<\/strong><\/p>\n

TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan, ge\u00e7ti\u011fimiz haftalarda TBMM Plan ve B\u00fct\u00e7e Komisyonu’nda yapt\u0131\u011f\u0131 sunum ile parasal s\u0131k\u0131la\u015fma s\u00fcrecine devam edilece\u011fini ve faizlerin istenilen seviyeye gelene kadar art\u0131r\u0131laca\u011f\u0131n\u0131 belirtti. Bu a\u00e7\u0131klama, 26 Ekim tarihinde al\u0131nacak faiz karar\u0131n\u0131n ne olaca\u011f\u0131n\u0131n tart\u0131\u015f\u0131lmas\u0131na yol a\u00e7arken, piyasalar\u0131n ortak beklentisi Merkez Bankas\u0131’n\u0131n 500 baz puan faiz art\u0131r\u0131m\u0131na gidece\u011fi y\u00f6n\u00fcnde.<\/p>\n

Beklentilerin ger\u00e7ekle\u015fmesi ve TCMB’nin 500 baz puanl\u0131k faiz art\u0131\u015f\u0131na giderek politika faizlerini y\u00fczde 30’a y\u00fckseltmesi halinde 1 Kas\u0131m 2023 tarihi itibar\u0131yla ge\u00e7erli olacak kredi kart\u0131 akdi faizleri y\u00fczde 3.71’e y\u00fckselecek. Bunun yan\u0131 s\u0131ra bankalar\u0131n sundu\u011fu bir di\u011fer kredili \u00fcr\u00fcn olan Kredili Mevduat Hesab\u0131 (KMH) ve nakit avans i\u015flemleri i\u00e7in tahsil edilecek ayl\u0131k faiz tutar\u0131 ise y\u00fczde 4.47 olacak.<\/p>\n","protected":false},"excerpt":{"rendered":"

(The Turkish Post) – Bankalar\u0131n i\u015fletmelere uzun s\u00fcredir uygulamakta oldu\u011fu 0.49-0.79 aral\u0131\u011f\u0131ndaki kredi kart\u0131 komisyonlar\u0131 ge\u00e7ti\u011fimiz hafta itibar\u0131yla y\u00fczde 3.5\u2019e \u00e7\u0131kar\u0131ld\u0131. Cumhuriyet Gazetesi’nden Ali Can Polat’\u0131n haberine g\u00f6re; al\u0131nan karar\u0131n uygulama talimat\u0131 bu hafta itibar\u0131yla bir\u00e7ok i\u015fletmeye aktar\u0131l\u0131rken, bankalar ile olan anla\u015fmalarda rekor iptal talebi ya\u015fan\u0131yor. Yeni komisyon oran\u0131 ile kazan\u00e7lar\u0131nda b\u00fcy\u00fck bir kesintiye gidilece\u011fini […]<\/p>\n","protected":false},"author":8,"featured_media":33371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"Art\u0131 Ger\u00e7ek ","source_url":"https:\/\/artigercek.com\/ekonomi\/bankalardan-yeni-kredi-karti-karari-komisyon-oraninda-rekor-artis-269320h","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[8477,2811,8476,1422],"class_list":["post-33368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-komisyonu","tag-kredi-karti","tag-pos","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/33368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=33368"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/33368\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/33371"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=33368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=33368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=33368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}