{"id":25744,"date":"2023-09-05T09:31:00","date_gmt":"2023-09-05T06:31:00","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=25744"},"modified":"2023-09-05T09:31:00","modified_gmt":"2023-09-05T06:31:00","slug":"tl-mevduat-faizleri-etkisiz-kaldi-kkmden-cikan-dovize-donuyor","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/tl-mevduat-faizleri-etkisiz-kaldi-kkmden-cikan-dovize-donuyor\/","title":{"rendered":"TL mevduat faizleri etkisiz kald\u0131: KKM&#8217;den \u00e7\u0131kan d\u00f6vize d\u00f6n\u00fcyor"},"content":{"rendered":"<p><strong>(The Turkish Post) &#8211;<\/strong> T\u00fcrkiye Merkez Bankas\u0131 (TCMB), kur korumal\u0131 mevduat\u0131n (KKM) b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc azaltma hedefini belirledikten ve g\u00fc\u00e7l\u00fc faiz art\u0131\u015flar\u0131 ger\u00e7ekle\u015ftirdikten sonra, bankalar TL hesaplar i\u00e7in \u00f6dedikleri faizleri art\u0131rd\u0131. Ancak Reuters&#8217;a bilgi veren bankac\u0131lar, d\u00f6viz cinsinden olan KKM hesaplar\u0131ndan \u00e7\u0131kan paralar\u0131n \u00e7o\u011funun hala TL yerine d\u00f6vize d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc belirtiyor. Bir bankac\u0131, ge\u00e7en hafta vadesi dolan d\u00f6viz cinsinden KKM hesaplar\u0131n\u0131n y\u00fczde 80&#8217;ine yak\u0131n\u0131n\u0131n yeniden KKM olarak a\u00e7\u0131ld\u0131\u011f\u0131n\u0131, \u00e7\u0131kanlar\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131n\u0131n ise d\u00f6vize ge\u00e7ti\u011fini ifade etti.<\/p>\n<p><strong>YATIRIMCILARIN 3&#8217;TE \u0130K\u0130S\u0130 D\u00d6V\u0130Z\u0130 TERC\u0130H ED\u0130YOR<\/strong><\/p>\n<p>TCMB, bankalar\u0131n KKM hesaplar\u0131n\u0131 azaltmalar\u0131 i\u00e7in d\u00fczenlemeleri iki hafta \u00f6nce a\u00e7\u0131klad\u0131, ancak Reuters&#8217;a bilgi veren d\u00f6rt bankac\u0131l\u0131k kayna\u011f\u0131, bankalar\u0131n stratejilerinin hala netle\u015fmedi\u011fini ve mevduat tercihlerinin \u00f6n\u00fcm\u00fczdeki haftalarda de\u011fi\u015febilece\u011fine dikkat \u00e7ekti.<\/p>\n<p>\u00dc\u00e7 bankac\u0131n\u0131n bilgisine g\u00f6re, d\u00f6viz cinsinden KKM hesab\u0131 a\u00e7an ve a\u011fustos ay\u0131 i\u00e7inde vadesi dolan mevduat sahiplerinin yakla\u015f\u0131k \u00fc\u00e7te ikisi d\u00f6vize ge\u00e7erken, geri kalan\u0131 TL mevduat\u0131n\u0131 tercih etti.<\/p>\n<p>Bankac\u0131lar, \u00f6zellikle bireysel KKM sahiplerinin d\u00f6vize y\u00f6neldi\u011fini, kurumsal m\u00fc\u015fterilerin ise vergi avantajlar\u0131 nedeniyle vadesi dolan KKM hesaplar\u0131n\u0131 TL&#8217;ye \u00e7evirdiklerine dikkat \u00e7ekti.<\/p>\n<p>Faiz art\u0131\u015f\u0131n\u0131n ard\u0131ndan KKM hesaplar\u0131n\u0131n seyri, yeni ekonomi y\u00f6netiminin performans\u0131n\u0131n bir g\u00f6stergesi olarak yabanc\u0131 yat\u0131r\u0131mc\u0131lar taraf\u0131ndan da yak\u0131ndan izleniyor.<\/p>\n<p>Bu ba\u011flamda, KKM&#8217;den \u00e7\u0131kan paran\u0131n d\u00f6vize mi yoksa TL olarak mevduat hesaplar\u0131nda m\u0131 kalaca\u011f\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor. Bu performans\u0131n en \u00f6nemli g\u00f6stergelerinden biri de toplam KKM b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn a\u011f\u0131rl\u0131\u011f\u0131n\u0131 olu\u015fturan d\u00f6viz cinsinden KKM hesap sahiplerinin TL&#8217;yi tercih edip etmeyece\u011fi olacak.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) &#8211; T\u00fcrkiye Merkez Bankas\u0131 (TCMB), kur korumal\u0131 mevduat\u0131n (KKM) b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc azaltma hedefini belirledikten ve g\u00fc\u00e7l\u00fc faiz art\u0131\u015flar\u0131 ger\u00e7ekle\u015ftirdikten sonra, bankalar TL hesaplar i\u00e7in \u00f6dedikleri faizleri art\u0131rd\u0131. Ancak Reuters&#8217;a bilgi veren bankac\u0131lar, d\u00f6viz cinsinden olan KKM hesaplar\u0131ndan \u00e7\u0131kan paralar\u0131n \u00e7o\u011funun hala TL yerine d\u00f6vize d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc belirtiyor. Bir bankac\u0131, ge\u00e7en hafta vadesi dolan d\u00f6viz [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":25750,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"Karar","source_url":"https:\/\/www.karar.com\/ekonomi-haberleri\/tl-mevduat-faizleri-etkisiz-kaldi-kkmden-cikan-dovize-donuyor-1783481","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[5674,7014,1981,1422,1259],"class_list":["post-25744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-dolar-kuru","tag-faiz-artisi","tag-kkm","tag-slider-manset","tag-tcmb"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/25744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=25744"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/25744\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/25750"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=25744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=25744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=25744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}