{"id":23019,"date":"2023-08-26T00:14:04","date_gmt":"2023-08-25T21:14:04","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=23019"},"modified":"2023-08-26T00:14:04","modified_gmt":"2023-08-25T21:14:04","slug":"ikinci-evini-almak-isteyenlere-kotu-haber","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/ikinci-evini-almak-isteyenlere-kotu-haber\/","title":{"rendered":"\u0130kinci evini almak isteyenlere k\u00f6t\u00fc haber"},"content":{"rendered":"<p><strong>(The Turkish Post) &#8211;<\/strong> Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurulu, konut kredilerinde ikinci evini alacaklara y\u00f6nelik d\u00fczenleme yapt\u0131.<\/p>\n<p>D\u00fczenlemeyle birlikte ikinci konutunu alacak ki\u015filerin kullanaca\u011f\u0131 kredi tutar\u0131 evin de\u011ferinin y\u00fczde 22.5\u2019i olarak baz al\u0131nacak. De\u011feri 5 milyon ve alt\u0131nda olan konutlar i\u00e7in kredi kulland\u0131r\u0131m limiti y\u00fczde 90 oldu\u011fundan, y\u00fczde 75 oran\u0131nda kredi kulland\u0131r\u0131m\u0131 k\u0131s\u0131ld\u0131\u011f\u0131nda geriye sadece y\u00fczde 22.5 oran\u0131nda konut kredisi kullan\u0131labilecek. Ba\u015fka bir deyi\u015fle 90\u2019\u0131n y\u00fczde 75\u2019i al\u0131nd\u0131\u011f\u0131nda 67.5 rakam\u0131 ortaya \u00e7\u0131k\u0131yor. Y\u00fczde 90 olan kredi kulland\u0131r\u0131m oran\u0131ndan da 67.5 \u00e7\u0131kar\u0131ld\u0131\u011f\u0131nda ortaya y\u00fczde 22.5 \u00e7\u0131k\u0131yor.<\/p>\n<p>BDDK\u2019n\u0131n ald\u0131\u011f\u0131 kararla \u201cKonut kredilerinde kredi de\u011fer oran\u0131 t\u00fcketicinin kendisinin, e\u015finin veya 18 ya\u015f alt\u0131ndaki \u00e7ocuklar\u0131n\u0131n en az bir konutu varsa y\u00fczde 75 azalt\u0131larak uygulanacak\u201d maddesi eklendi.<\/p>\n<p>Ba\u015fka bir deyi\u015fle ikinci konutunu alacak ki\u015filere al\u0131nacak evin de\u011ferinin sadece y\u00fczde 22.5\u2019i kadar kredi verilecek. \u00d6rnek vermek gerekirse 5 milyon liral\u0131k konut i\u00e7in sadece 1 milyon 125 bin lira kredi kullan\u0131labilecek, geri kalan 3 milyon 875 bin lira nakit olarak \u00f6denecek.<\/p>\n<p><strong>\u0130ST\u0130SNALAR S\u00d6Z KONUSU<\/strong><\/p>\n<p>K\u00f6ylerdeki ve 12.11.2012 tarihli ve 6360 say\u0131l\u0131 On D\u00f6rt \u0130lde B\u00fcy\u00fck\u015fehir Belediyesi ve Yirmi Yedi \u0130l\u00e7e Kurulmas\u0131 ile Baz\u0131 Kanun ve Kanun H\u00fckm\u00fcnde Kararnamelerde De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun kapsam\u0131nda k\u00f6y iken mahalleye d\u00f6n\u00fc\u015fen yerlerdeki konutlar\u0131n dikkate al\u0131nmamas\u0131na, ilgili il \u00f6zel idarelerinden ve ilgili belediyelerden sahip olunan konutun s\u00f6z konusu yerler ile ayn\u0131 niteli\u011fe sahip yerlerde oldu\u011funa ili\u015fkin resmi yaz\u0131 al\u0131nmas\u0131 durumunda bu konutlar\u0131n da ayn\u0131 kapsamda de\u011ferlendirilmesine ve birdeb fazla konutta hisseli tapu sahibi olanlar hari\u00e7 herhangi bir konut tapusunda y\u00fczde 50 ve daha az hissesi olanlar\u0131n dikkate al\u0131nmamas\u0131na karar verildi.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(The Turkish Post) &#8211; Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurulu, konut kredilerinde ikinci evini alacaklara y\u00f6nelik d\u00fczenleme yapt\u0131. D\u00fczenlemeyle birlikte ikinci konutunu alacak ki\u015filerin kullanaca\u011f\u0131 kredi tutar\u0131 evin de\u011ferinin y\u00fczde 22.5\u2019i olarak baz al\u0131nacak. De\u011feri 5 milyon ve alt\u0131nda olan konutlar i\u00e7in kredi kulland\u0131r\u0131m limiti y\u00fczde 90 oldu\u011fundan, y\u00fczde 75 oran\u0131nda kredi kulland\u0131r\u0131m\u0131 k\u0131s\u0131ld\u0131\u011f\u0131nda geriye sadece [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":23020,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"H\u00fcrriyet","source_url":"https:\/\/www.hurriyet.com.tr\/ekonomi\/konut-kredilerine-yeni-duzenleme-ikinci-evini-almak-isteyenler-dikkat-iste-yeni-sartlar-42320832","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[6549,725,6548,1422,6550],"class_list":["post-23019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-alama","tag-ev","tag-ikinci","tag-slider-manset","tag-zorlastirildi"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/23019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=23019"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/23019\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/23020"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=23019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=23019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=23019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}