{"id":14088,"date":"2023-06-24T16:40:47","date_gmt":"2023-06-24T13:40:47","guid":{"rendered":"https:\/\/www.turkishpost.net\/ar\/?p=14088"},"modified":"2023-06-24T23:29:42","modified_gmt":"2023-06-24T20:29:42","slug":"bankacilik-duzenlemelerinde-yumusatma-basliyor","status":"publish","type":"post","link":"https:\/\/www.turkishpost.net\/ar\/bankacilik-duzenlemelerinde-yumusatma-basliyor\/","title":{"rendered":"Bankac\u0131l\u0131k d\u00fczenlemelerinde yumu\u015fatma ba\u015fl\u0131yor"},"content":{"rendered":"

(The Turkish Post) –<\/strong> Merkez Bankas\u0131 Ba\u015fkan\u0131 Gaye Erkan faiz karar\u0131n\u0131n ard\u0131ndan Cuma g\u00fcn\u00fc bankac\u0131larla ilk kez biraya geldi. Ba\u015fkan Erkan’\u0131n, bankalar\u0131 zor durumda b\u0131rakan uygulamadaki TL’ye d\u00f6n\u00fc\u015f \u015fartlar\u0131nda yumu\u015fama yap\u0131laca\u011f\u0131n\u0131, hafta sonunda birka\u00e7 d\u00fczenlemenin resmi gazete yay\u0131mlanaca\u011f\u0131n\u0131 s\u00f6yledi\u011fini \u00f6\u011frendik.<\/p>\n

Bankalar Birli\u011fi y\u00f6netim kurulu \u00fcyeleriyle \u0130stanbul’daki Ziraat Bankas\u0131 binas\u0131nda yap\u0131lan toplant\u0131ya, Ba\u015fkan Gaye Erkan’\u0131n tek ba\u015f\u0131na kat\u0131ld\u0131\u011f\u0131 belirtiliyor. Toplant\u0131ya kat\u0131lan bankac\u0131lar\u0131n ald\u0131\u011f\u0131 izlenim, “yeni Ba\u015fkan’\u0131n konulara hakim olmaya ba\u015flad\u0131\u011f\u0131” yolunda. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde kar\u015f\u0131l\u0131kl\u0131 ileti\u015fimin s\u00fcrmesi \u00fczerinde durulmu\u015f ve s\u0131k\u0131nt\u0131lar konusunda bankalarla g\u00f6r\u00fc\u015f al\u0131\u015fveri\u015fi yap\u0131lmas\u0131 gerekti\u011fi konu\u015fulmu\u015f.<\/p>\n

Bankac\u0131lar\u0131n son bir y\u0131ld\u0131r sekt\u00f6rde ya\u015fanan s\u0131k\u0131nt\u0131lar ve yap\u0131lan d\u00fczenlemelerin i\u015flerini ne kadar zorla\u015ft\u0131rd\u0131\u011f\u0131n\u0131, sekt\u00f6r\u00fcn sa\u011fl\u0131\u011f\u0131n\u0131 tehlikeye att\u0131\u011f\u0131n\u0131 anlatt\u0131klar\u0131n\u0131 \u00f6\u011frendik. Acil sorunlardan biri olarak uygulamadaki, d\u00f6viz mevduat\u0131n\u0131n toplam mevduat i\u00e7indeki pay\u0131n\u0131n \u00e7ok d\u00fc\u015f\u00fcr\u00fclmesi olarak \u00f6zetlenebilecek, TL’ye d\u00f6n\u00fc\u015f\u00fcm \u015fartlar\u0131 nedeniyle ya\u015fad\u0131klar\u0131 s\u0131k\u0131nt\u0131 anlat\u0131lm\u0131\u015f.<\/p>\n

Mevcut rasyolar\u0131n \u00e7ok sert oldu\u011fu, bankalar\u0131n d\u00f6n\u00fc\u015f\u00fcm \u015fart\u0131 nedeniyle TL mevduat toplamak i\u00e7in faiz yar\u0131\u015f\u0131na girdikleri, bu nedenle olu\u015fan \u00e7ok y\u00fcksek mevduat faizlerinin sekt\u00f6r\u00fc zorlad\u0131\u011f\u0131 anlat\u0131lm\u0131\u015f. Bununla birlikte son d\u00f6nemde kurlarda ya\u015fanan h\u0131zl\u0131 y\u00fckseli\u015fin bu rasyolar\u0131n yerine getirilmesini iyice zorla\u015ft\u0131rd\u0131\u011f\u0131 kaydedilmi\u015f.<\/p>\n

Bankac\u0131lar bir yandan mevduat yar\u0131\u015f\u0131 ba\u015flarken \u00f6te yandan kurlardaki art\u0131\u015f nedeniyle, rasyolar\u0131 neredeyse hi\u00e7bir bankan\u0131n tutturamad\u0131\u011f\u0131n\u0131 ve cezaya girdi\u011fini anlatm\u0131\u015flar. Kimi bankan\u0131n \u00f6nce yeni rasyoyu kurlara ba\u011fl\u0131 olarak ger\u00e7ekle\u015ftirmek i\u00e7in harekete ge\u00e7ip faizleri y\u00fczde 45’e kadar \u00e7\u0131kard\u0131klar\u0131, ancak hem “bu rasyo de\u011fi\u015ftirilmek zorunda” diye d\u00fc\u015f\u00fcn\u00fcp, hem de ger\u00e7ekle\u015ftirilmesi iyice zora girdi\u011fi i\u00e7in bundan vazge\u00e7ti\u011fini s\u00f6ylemi\u015fler.<\/p>\n

“Kademeli ama kararl\u0131”<\/strong><\/h4>\n

B\u00fct\u00fcn bankalar\u0131n cezaya girdi\u011finin ve bu sorunun acil olarak \u00e7\u00f6z\u00fclmesi gerekti\u011fi y\u00f6n\u00fcndeki taleplere kar\u015f\u0131l\u0131k Ba\u015fkan Erkan, s\u0131k\u0131nt\u0131y\u0131 bildiklerini, Merkez Bankas\u0131’ndaki teknisyenlerin \u00e7al\u0131\u015fma yapt\u0131\u011f\u0131n\u0131 s\u00f6ylemi\u015f. Bu \u00e7al\u0131\u015fmalar\u0131n biran \u00f6nce tamamlan\u0131p hafta sonunda resmi gazetede yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe sokulaca\u011f\u0131n\u0131 kaydetmi\u015f. B\u00f6ylece Temmuz ay\u0131 sonu itibariyle uygulanacak bu cezalardan kurtulma imkan\u0131n\u0131n ortaya \u00e7\u0131kt\u0131\u011f\u0131 belirtildi.<\/p>\n

Bu arada gecen hafta yap\u0131lan bir d\u00fczenleme ile kredi kart\u0131ndan avans \u00e7ekimleri ve kredili mevduat kullan\u0131m\u0131ndaki faiz oranlar\u0131 art\u0131r\u0131lmas\u0131ndan bankac\u0131lar\u0131n memnun oldu\u011fu ve bunu Ba\u015fkan Erkan’a ilettiklerini \u00f6\u011frendik. Bu yolla d\u00fc\u015f\u00fck kalan faizler nedeniyle, bayram tatili s\u00fcresince a\u015f\u0131r\u0131 bir TL kullan\u0131m\u0131n\u0131n biraz \u00f6n\u00fcne ge\u00e7ilmi\u015f olaca\u011f\u0131 belirtiliyor. Hala faiz oran\u0131n\u0131n d\u00fc\u015f\u00fck oldu\u011funu kaydeden bankac\u0131lar, yine de son faizin biraz cayd\u0131r\u0131c\u0131 olabilece\u011fini s\u00f6ylediler.<\/p>\n

“Zamana yay\u0131lan normalle\u015fme”<\/strong><\/h4>\n

Bankac\u0131lardan ald\u0131\u011f\u0131m\u0131z izlenim TL’ye d\u00f6n\u00fc\u015f\u00fcm ve menkul k\u0131ymet tutma zorunluluklar\u0131nda yumu\u015faman\u0131n yerinde oldu\u011fu ama Ba\u015fkan’\u0131n belirtilen bir\u00e7ok s\u0131k\u0131nt\u0131 hakk\u0131nda zaman istedi\u011fi do\u011frultusunda. Bu nedenle zamana yay\u0131lan bir d\u00fczenleme planland\u0131\u011f\u0131n\u0131n art\u0131k a\u00e7\u0131kl\u0131k kazand\u0131\u011f\u0131n\u0131 belirtiyorlar. Hem ge\u00e7en hafta bir araya geldikleri Hazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek, hem de Merkez Bankas\u0131 Ba\u015fkan\u0131 Gaye Erkan’la g\u00f6r\u00fc\u015fmelerinden edindikleri izlenim, faiz karar\u0131yla da belli oldu\u011fu gibi, zamana yaz\u0131lan bir normalle\u015fme ya\u015fanaca\u011f\u0131 y\u00f6n\u00fcnde.<\/p>\n

Buna kar\u015f\u0131l\u0131k \u015eim\u015fek ve Erkan’\u0131n fiyat istikrar\u0131 \u00fczerinde \u00f6nemle durmalar\u0131n\u0131n m\u00fchim oldu\u011funu kaydeden bankac\u0131lar, normalle\u015fmenin zaman alaca\u011f\u0131na art\u0131k inanm\u0131\u015f durumda. \u0130ki yetkilinin de “kademeli ama kararl\u0131 bi\u00e7imde hedefe d\u00f6n\u00fck ad\u0131mlar\u0131n devam edece\u011fi” \u00fczerinde durmalar\u0131n\u0131n \u00f6nemli oldu\u011funu, art\u0131k s\u0131k\u0131 para ve s\u0131k\u0131la\u015ft\u0131rma s\u00f6zlerinin \u00f6ne \u00e7\u0131kmas\u0131n\u0131n yeni d\u00f6nem i\u00e7in umut verdi\u011fini de s\u00f6yl\u00fcyor.<\/p>\n

Fiyat istikrar\u0131n\u0131n art\u0131k daha fazla konu\u015fmalarda yer ald\u0131\u011f\u0131n\u0131 ve bunu olumlu bulduklar\u0131n\u0131 kaydeden bankac\u0131lar, bunun yan\u0131nda Ba\u015fka Gaye Erkan’\u0131n da hala b\u00fcy\u00fcmeyi g\u00f6zetmeye vurgu yapt\u0131\u011f\u0131n\u0131 hat\u0131rlatarak, bunu “Cumhurba\u015fkan\u0131 Erdo\u011fan’\u0131n hassasiyetlerine \u00f6zen g\u00f6sterme \u00e7abas\u0131” olarak nitelendirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"

(The Turkish Post) – Merkez Bankas\u0131 Ba\u015fkan\u0131 Gaye Erkan faiz karar\u0131n\u0131n ard\u0131ndan Cuma g\u00fcn\u00fc bankac\u0131larla ilk kez biraya geldi. Ba\u015fkan Erkan’\u0131n, bankalar\u0131 zor durumda b\u0131rakan uygulamadaki TL’ye d\u00f6n\u00fc\u015f \u015fartlar\u0131nda yumu\u015fama yap\u0131laca\u011f\u0131n\u0131, hafta sonunda birka\u00e7 d\u00fczenlemenin resmi gazete yay\u0131mlanaca\u011f\u0131n\u0131 s\u00f6yledi\u011fini \u00f6\u011frendik. Bankalar Birli\u011fi y\u00f6netim kurulu \u00fcyeleriyle \u0130stanbul’daki Ziraat Bankas\u0131 binas\u0131nda yap\u0131lan toplant\u0131ya, Ba\u015fkan Gaye Erkan’\u0131n tek […]<\/p>\n","protected":false},"author":2,"featured_media":14090,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"DW T\u00fcrk\u00e7e","source_url":"https:\/\/www.dw.com\/tr\/bankac%C4%B1l%C4%B1k-d%C3%BCzenlemelerinde-yumu%C5%9Fatma-ba%C5%9Fl%C4%B1yor\/a-66021178","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-monocrhome","show_share_counter":"0","show_view_counter":"0","show_featured":"1","show_post_meta":"1","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"4","zoom_button_in_step":"4","show_post_tag":"1","show_prev_next_post":"0","show_popup_post":"1","number_popup_post":"2","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-715","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"2","hide":""},"jnews_override_bookmark_settings":{"override_bookmark_button":"0","override_show_bookmark_button":"0"},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[2,1],"tags":[686,3790,454,78,1422],"class_list":["post-14088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-son-haberler","tag-faiz-karari","tag-hafize-gaye-erkan","tag-mehmet-simsek","tag-merkez-bankasi","tag-slider-manset"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/14088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/comments?post=14088"}],"version-history":[{"count":0,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/posts\/14088\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media\/14090"}],"wp:attachment":[{"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/media?parent=14088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/categories?post=14088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.turkishpost.net\/ar\/wp-json\/wp\/v2\/tags?post=14088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}